Business strategy

Restructuring a retail chain’s finances

Client

National apparel

Company size

50+ store locations

Regions Covered

Operates across major metropolitan
Services provided
Financial restructuring

To help a national retail chain regain financial stability, we executed a comprehensive financial restructuring strategy. Our approach began with a deep analysis of store-level performance and company-wide financials to identify cost inefficiencies and revenue leaks. We streamlined operations by consolidating financial processes, renegotiating debt.

We partnered with a large retail chain facing declining profits and operational inefficiencies across multiple locations. Our team conducted a full-scale financial audit, pinpointing areas of overspending and underperformance. We restructured their debt, optimized their cash flow.

A multi-location retail business approached us during a period of financial instability. Through targeted restructuring, we addressed high operating costs.

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Challenges

The retailer was operating without a unified financial system, leading to delayed reporting and poor visibility into individual store performance. Their high-interest debt and inefficient cost structure were putting a strain on profitability and growth potential.

  • Increasing debt load with unfavorable repayment terms
  • No consistent reporting on store-level financial performance
  • Lack of reliable cash flow forecasting and capital planning
Solutions

We designed a phased restructuring plan that focused on improving cash flow, reducing financial obligations, and implementing standardized systems. The approach combined strategic financial advisory with technology-driven efficiency improvements.

  • Developed a rolling 12-month cash flow forecast
  • Conducted vendor audits and eliminated redundant costs
  • Negotiated and restructured existing debts to improve liquidity
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Results

Our intervention transformed the client’s financial operations, creating a more resilient and agile business. The restructuring led to lower monthly costs, better financial oversight, and renewed investor and internal confidence.

30%
Reduction in operating costs
$120,000
Reduction in tax liability
35%
Improve debt-to-equity ratio
Group Finance Director

Their guidance gave us breathing room and a new path forward. We’re now leaner, smarter, and financially resilient. This was the turning point for our business.

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